Ghanem Launches Regulated Fractional Property Ownership in KSA

RIYADH, Saudi Arabia | 31 January 2026

Ghanem Company has officially launched fractional ownership of real estate in Saudi Arabia under the regulatory sandbox of the Real Estate General Authority (REGA), marking a significant step forward in expanding access to regulated property investment across the Kingdom.

The new offering allows eligible Saudi investors to acquire officially registered fractional shares in income-generating real estate assets through a fully digital investment journey. Each ownership share is recorded directly within the national Real Estate Registry, ensuring full transparency, legal recognition, and compliance with Saudi regulatory frameworks.

Ghanem’s platform is fully integrated with the Real Estate Registry, reinforcing investor confidence by providing secure documentation, clear ownership records, and adherence to REGA’s governance and investor protection standards. The initiative reflects REGA’s broader mandate to encourage innovation within the real estate sector while safeguarding market integrity and regulatory compliance.

Commenting on the launch, Saleh Waheed Al-Ghamdi, Chief Executive Officer of Ghanem, said:
“Launching fractional ownership under the REGA Sandbox represents a major milestone for Ghanem and for the evolution of Saudi Arabia’s real estate market. Our seamless integration with the Real Estate Registry enables us to deliver a transparent, secure, and fully regulated investment experience that aligns with national objectives for digital transformation and financial inclusion.”

The fractional ownership product will be introduced in multiple phases within the sandbox environment. This phased rollout allows for controlled testing and performance evaluation under REGA’s regulatory oversight before potential expansion to the wider market.

Through this initiative, Ghanem aims to democratize access to real estate investment, lower entry barriers for investors, and support the Kingdom’s vision for a more inclusive, innovative, and digitally enabled property sector.